Credit Check
Version 1.0.2
Endpoint
POST
https://partner.att.com/omni-svcs/v1/credit-application
Copy
Enables external partners to perform a real‐time credit check on a customer account, returning a risk classification (e.g., LOW or HIGH) and any recommended next steps before order submission. <br/> Note: There is no way to proceed once credit status results in Fraud Risk, Abusive Risk, or Analyst Review
Credit transaction request payload
Header Parameters
- appnamestringApplication name making the request
Body Parameters
- objectRequired
- cartIdstringUnique identifier for the cart.Example: 8256a5e0-b5da-11f0-9a9b-a592d05bf939
- unifiedCreditTransactionIdstringUnique identifier for the unified credit transaction.Example: U20230224407318536
- casApplicationIdstringCAS application transaction Id.Example: 602177078164
- selectedAnswersarray of objects
List of selected answers for credit check questions.
- userInfoobjectUser information required for credit check.
Responses
Credit response
Body
application/json
- objectRequiredCredit check response payload
- unifiedCreditTransactionIdstringUnique identifier for the unified credit transaction.Example: U20230224407318536
- interConnectTransactionIdstringIdentifier used to link the identity verification risk for a specific credit transaction, enabling correlation between the identity verification questions and the corresponding answers.Example: u123
- casApplicationIdstringCAS application transaction identifier.Example: 602177078164
- unifiedPolicyTransactionIdstringUnique identifier for the unified policy transaction which is an assessment of risk based on items in cart.Example:
- creditDisclosureRequiredbooleanIndicates if credit disclosure is required.
- eidVerifierCodebooleanIndicates if EID verifier code is present.
- questionsAndAnswersarray of objects
List of questions and answer options for identity verification.
- debtarray of objects
List of debt account details associated with the credit check.
- riskAssessmentResultarray of objects
List of risk assessment results after credit policy run.
- creditRiskstringCredit risk classification for the transaction.Example: AbusiveRisk
- validationobjectValidation result that is associated with the product order
- errorobject